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    Loan Application Checklist

    To help you gather the documentation needed for your loan pre-approval or approval, please use the following checklist:

    General

    • Pay stubs for the last 30 days
    • Lender names, addresses, account numbers, balances and monthly payments for all current loans
    • Estimated values for personal property and furniture.

    For the last two years

    • Signed federal income tax returns
    • W-2 or 1099 forms.

    For the last three months

    • Bank statements
    • Retirement account statements
    • Mutual fund and stock account statements.

    Copies of

    • If you are selling another home, a copy of the listing agreement
    • If you sold another home, the closing statement on that transaction
    • Homeowners insurance information
    • Current rental agreements, if you own rental property
    • Gift letter and copy of check, if applicable
    • Separation, divorce and child support documentation, as applicable
    • Photo ID and proof of social security number
    • Pension award letter, if you are retired
    • Social security award letter, if you receive social security.

    Explanation of

    • Source of down payment and closing costs, including supporting documentation
    • Late, slow or no payments on your credit report.

    If you are self-employed

    • Signed copies of last two years’ business tax returns with schedules
    • Year-to-date profit & loss statement
    • Personal financial statement.

    Don’t know where or how to start the pre-approval process? Don’t worry.

    Tell us a little about yourself and we can help you get started. We have trusted mortgage professionals of the highest caliber on our team.

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